Microfinance (BPR – Bank Perkreditan Rakyat & BPRS – Bank Perkreditan Rakyat Syariah) and Thrift (Koperasi) is a broad network of financial services that help low-income businesses or individuals raise income and integrate themselves into the conventional financial system by aiming to improve their standards.

TiMCore is microfinance/thrift solution that assists with lending loans for them to protect their assets while improving their businesses. Through the help of microfinancing, these companies will be able to support others in their community using employment and growing their businesses, while at the same time, protecting their assets.


TimCore solution aspires to create a movement wherein individuals or households in lowly and almost-lowly States will be given access to a broad range of financial services.

TiMCore solution makes it a point to view microfinancing as a means to promote economic growth, increased employment, protected assets, and business flourish.

TiMCore helps cushion small businesses from external shocks such as economic fluctuations or financial issues.

TiMCore will be able to help small entrepreneurs grow their companies and involve themselves within a high-quality financial system sans the need for profuse funds.

More About TiMCore Products

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TiMCore-Koperasi offers a robust foundation for a Dynamic, Transcending Growth

The microfinance movement is transforming the way that banking services are delivered to people and organisations that may not normally have access to such services.

TiMCore - Koperasi

TiMCore-Koperasi offers a robust foundation for a Dynamic, Transcending Growth.

Traditionally, cooperative societies maintain the records of members, their accounts for each member just as the banks were doing in those days.