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TiMCore-Koperasi

TiMCore-Koperasi

TiMCore-Koperasi offers a robust foundation for a Dynamic, Transcending Growth

 Traditionally, cooperative societies maintain the records of members, their accounts for each member just as the banks were doing in those days. However, today, banks have shifted from manual book keeping to the use of Information Technology to enhance their efficiency in performing their accounting functions have become history.

Key Features of TiMCore-Koperasi:

  • Management of the list of members with possibilities to:
    • Search by member code, name and combination of other parameters.
    • Inclusion of member’s photograph.
    • Print member’s details for individual member and all members.
    • Display/print member’s account balances for share contribution, loans and savings.
  • Maintain records of loan applications with facilities including:
    • Calculation of interest and monthly repayment.
    • Report on loan applications.
    • Each application can be status marked as pending, rejected, granted and you can report as such.
  • A ledger is included with facilities including:
    • Entries of receipt, payments and journal transactions.
    • Double entry principle is maintained.
    • You are guided through the steps.
  • Reports include:
    • Transaction entries with options to filter the output;
    • Account inquiry to check details of any ledger account;
    • Statement of individual member accounts for loans, savings, shares;
    • Account listing – a list of all ledger account balances as at a given date;
    • Account analysis for the analysis of any account balance into individual member balances.
    • Interest calculations are done on savings account and Journal entry is generated automatically.
    • Dividend calculations are done on all share contributions of members and Journal entry is generated automatically.

Other features:

  • Easy to use with tool tips, online help user manual. All in simple English.
  • Access to the modules of the software is controlled by flexible password system.
  • Able to define parameters for interest rate on loans/savings, thrift/credit type.

TiMCore-BPR/BPSRS

TiMCore-BPR/BPSRS

TiMCore-Koperasi offers a robust foundation for a Dynamic, Transcending Growth

 The microfinance movement is transforming the way that banking services are delivered to people and organisations that may not normally have access to such services. This new phenomenon can be a significant force for good, fostering the creation of businesses and wealth where it was not possible before. Most of the focus is on lending but many microfinance institutions also offer a range of other banking services. The microfinance institutions may be smaller and the market niche new but they still need to access the very best in core banking system. TiMCore-BPR/BPRS solution allow them to do just that.

TiMCore-BPR/BPRS solution innovative design is flexible, user friendly and features a very high level automation. This gives the TiMCore-BPR/BPRS flexibility and capability to deliver excellent customer service and operate very efficiently with a minimum number of staff.

TiMCore-BPR/BPRS solution portfolio is comprehensive, leveraging the considerable investment made in the TiM. It allows the microfinance institution to quickly build profitability by being productive from day one. It also has a full suite of reporting and monitoring tools and provides clarity and accuracy of information. The use of a parameterisation model makes the solution endlessly flexible and able to be quickly tailored to any microfinance institution’s specific requirements.

It is a web-based and module-driven system design specifically for Microfinance (BPR/BPRS). It is powered by modules and reports which facilitate and monitor group transactions, but also take considerations of transactions by individual customers.

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